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Buying a duplex can be an opportunity to own a home while earning rental income from another unit. But if the purchase leaves you with little money for emergencies, repairs, or vacancies, even a promising property can become a financial burden. The goal is not simply to buy a duplex. It is to find a property that fits your budget, supports your goals, and leaves you financially prepared after closing. 1. Know Your Cash to Close Before You Shop Your down payment is only one pa